Description

Budgeting & Banking: A Real-Life Money Skills Workbook
By Lessons From the Soul. llc

Take control of your money with confidence—no prior experience needed.

This practical, easy-to-follow workbook is designed to teach real-life financial skills that many people were never shown. Whether you’re just starting out or trying to rebuild, this step-by-step guide breaks down budgeting and banking into simple, manageable pieces you can actually use in everyday life.

Inside, you’ll learn how to understand your income, create a realistic budget, manage a bank account, and avoid costly mistakes that can set you back. Each section is written in a clear, supportive way that helps you build both knowledge and confidence with your finances.

What’s Included:

• The Importance of a Budget — and the money mindset that changes everything
• Understanding Your Income — paychecks, taxes, and direct deposit
• Creating Your Budget — using the 50/30/20 rule and building your own plan
• Opening and Managing a Bank Account
• Checks, Debit Cards, and Money Orders — when and how to use each
• Balancing Your Account and Avoiding Costly Mistakes
• How to Pay Your Bills — on time, every time
• Building and Protecting Your Credit
• Savings, Emergency Funds, and Financial Goals
• Protecting Yourself from Scams and Financial Fraud
• A Monthly Budget Worksheet to put everything into action

This isn’t just information—it’s a tool to help you build stability, independence, and peace of mind when it comes to your finances.

Perfect for young adults, beginners, or anyone ready to take control of their financial future.